Do I need to refinance to do a biweekly program? Hi, this is Dana Haenner,founder of BiweeklyMortgageTips.com. This is a question that we hear quite frequently and thankfully, for you, the answer is no. You do not need to refinance to get a biweekly mortgage program started. You can enroll with your existing mortgage. You can transfer this biweekly program, the one that we recommend, even if you refinance, you can transfer it to your new loan. If you sell your existing home and buy a new home, you can transfer it to your new home without a lot of hassle. By the way, our program works very well on second homes, automobile loans and extremely well on large commercial loans, but that is beside the point.

Listen, you do not need to refinance to get a biweekly program started for you and your family. Our program works quite simply on any mortgage or loan. Every two weeks, half of your monthly payment is withdrawn and placed in a federally insured account. The monthly payments are safely delivered to your lender and twice a year, when there is three withdrawals in that month; that extra amount is applied directly to your principal saving you tens of thousands of dollars over the life of the loan. So in small, you do not need to refinance. You do not need an appraisal. You do not need a credit report. No credit report will be pulled and reviewed. There is no credit qualifying. This means that virtually, anyone can qualify for biweekly mortgage programs regardless of credit. You do not need to pay points or fees or other costs associated with refinancing. You do not need to go through a long drawn out loan process to be approved. Enrolling in a biweekly mortgage program is quick, simple and it’s unlike trying to refinance. So the excellent news is, everyone qualifies for a biweekly mortgage program and you do not need to refinance. To get more information on biweekly mortgages, including articles, more free videos, a free mortgage calculator, even a free biweekly guide or to learn how to start your biweekly mortgage program today, visit biweeklymortgagetips.com.

Have you ever questioned yourself whatA¢a‚¬a„¢s probably the largest investment in my life? Your home or is it your home mortgage? Did you know these facts about your 30 year home mortgage? You end up paying back between 200% to 300% of the amount you originally borrowed to buy your homeA¢a‚¬aEthat means if you borrow $200,000.00 to buy your home, youA¢a‚¬a„¢ll end up paying back between $400,000.00 and $600,000.00 at the end of your 30-year mortgage. If you’re presently in your 40s today, youA¢a‚¬a„¢ll be in your 70s when you pay off your 30-year mortgage. If you’re in your 30s today, you’ll be in your 60s before you pay off your 30-year mortgage. After paying your mortgage for ten years, youA¢a‚¬a„¢ll still owe nearly 80% of what you originally borrowed. Now, you maybe asking yourself? How much can a bi-weekly program help me? Typically a bi-weekly mortgage programs will eliminate up to five to seven or more years off of a 30-year mortgage. Imagine not having to make up to five years of payments! Imagine not having to make those 60 payments, 12 payments a year for five years equals 60 payments. Find out how much you can save. Visit biweeklymortgagetips.com to get a free bi-weekly mortgage calculator, receive a free bi-weekly mortgage guide to reclaiming your American dream where you own your home, not the bank, but you own your home free and clear and save up to five to seven years off of your mortgage. Get a free classified bi-weekly mortgage case scenario report and other free resources for free membership. Visit biweeklymortgagetips.com today.

Learn how to make a simple change to the way you make your monthly payment that can have an enormous impact on eliminating unnecessary interest. Completely eliminate up to seven or more years off of your mortgage. Eliminate PMI or Private Mortgage Insurance sooner. It eliminates sooner because you pay off your principal balance quicker and learn how to become a mortgage savvy consumer and save up to 25% of the interest that you would normally pay on your 30-year mortgage otherwise. Get back in control of your mortgage and reclaim your American dream of right home ownership! Tilt the tables back in your favor, not your mortgage company, your favor for you and your family. Save unnecessary interest! Reclaim your American dream of right home ownership! Visit today for instant access to the biweeklymortgagetips.com members area. Reclaim your American dream of right home ownership!

Did you know that 80% of 62 year olds still have mortgage payments and that’s the single largest reason why most people are unable to retire because they’re still managing that large mortgage debt. What if I could show that a biweekly mortgage program is one of the surest ways to ensure that you’re able to retire your mortgage when you want to retire. You see, by starting a biweekly payment plot on your mortgage today, you can literally change the course of your financial future and your ability to retire. I’m about to turn 40 and I learned that I would be just shy of seventy years ancient when I paid my mortgage off and that is, if I stay in my current house and never refinance again or go. That was a dramatic thing for me to realize that it would be several years past the age that I wanted to retire if I can’t even retire sooner and I would’ve still been making payments on my mortgage. You know, I tried my own do-it-yourself program for eight years, shamefully, I have to admit to you that it didn’t work. I just wasn’t consistent enough with my plot. Imagine having a third party manage your program for you and yes, your money is completely safe and fully insured, but the program goes on and on, out of sight, out of mind just like your 401k.

Every other week, they withdraw half of your mortgage payment, make sure that your monthly payments are made directly to your lender in a timely fashion and apply the extra payments to your principal, eliminating five to seven or more years off of your mortgage. We can even show you how adding just a few extra dollars per month can knock up to ten years off of your mortgage. I’ve got to question you, would that help? When considering what my Social Security check would be, even if Social Security is around at my age, my mortgage payment would take quite a bit of that money and utilities, groceries, there wouldn’t be much left. No money for medical or prescriptions, car repairs, home maintenance or any other normal expenses that might come up. This was so disturbing to me that I had to take immediate action and started by finding a third party biweekly program for myself. Don’t be in the position that so many Americans are in. Make a positive change today and enroll in your own automatic third party biweekly program! To get more information on biweekly mortgages including articles, more free videos, a free mortgage calculator, even a free biweekly guide or to learn how to start your biweekly mortgage program today, visit biweeklymortgagetips.com.

What is a bi-weekly payment plot and what can it do for me? By making a small change in the way you make your mortgage payment, you can save tens of thousands of dollars. How? All you have to do is make half of your mortgage payment every other week. It’s just that simple. Tired of paying too much interest on your home loan? Here’s how a biweekly Mortgage works: By paying half of your payment every other week, you’ll really make 13 mortgage payments in a year instead of 12. Just this simple straightforward method can pay your mortgage off up to seven years earlyaE”seven years of your life free of mortgage payments. How is this possible? If you’re paid every other week from your employer, then you are aware that are two months out of the year where you receive three paychecks instead of two. When you get this third paycheck twice a year that you’re not counting on, you’ll be putting money towards your principal. You are used to paying half of your payment already. This means it’s going to straight to your principal.

This happens twice a year totaling one full extra payment each year. That’s how 13 payments are made in a 12-month period instead of just 12. Now, question yourself. Would you ever do this on your own? Have you ever done this? If your answer is no, then what’s stopping you? Why not start today? This simple change can knock up to 7 years off a 30 yr home mortgage. Tilt the tables in your favor, not your mortgage company; your favor. Take control today. Visit BiWeeklyMortgageTips.com. You will get access to the free biweekly mortgage calculator to calculate how much savings you will receive on your specific mortgage, tons of free articles about payment plans for bi-weekly, how to do them, how to do them on your own if you should do them on your own.